:root{--navy:#071f3d;--blue:#075aa6;--cyan:#0ba8c6;--gold:#f3a51b;--ink:#10233d;--muted:#586a80;--line:#d7e3ef;--soft:#f2f7fb;--white:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit}
.topbar{background:var(--navy);color:#fff}
.nav{max-width:1180px;margin:auto;min-height:58px;padding:10px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{font-weight:900;letter-spacing:.02em;text-decoration:none}.nav-links{display:flex;align-items:center;gap:18px;font-size:13px;font-weight:700}.nav-links a{text-decoration:none;color:#e7f1fb}
.hero{position:relative;isolation:isolate;color:#fff;min-height:610px;display:flex;align-items:center;background:var(--navy);overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;z-index:-2;background-image:linear-gradient(90deg,rgba(4,22,45,.95) 0%,rgba(4,22,45,.82) 48%,rgba(4,22,45,.30) 100%),var(--hero);background-size:cover;background-position:center}
.hero:after{content:"";position:absolute;z-index:-1;left:0;right:0;bottom:0;height:5px;background:linear-gradient(90deg,var(--gold),var(--cyan))}
.hero-inner{width:min(1180px,calc(100% - 40px));margin:auto;padding:84px 0 76px;display:grid;grid-template-columns:minmax(0,720px) 330px;gap:56px;align-items:center}
.eyebrow{display:inline-flex;padding:7px 11px;border-radius:999px;background:rgba(11,168,198,.2);border:1px solid rgba(102,217,240,.45);color:#8be9f7;text-transform:uppercase;font-size:11px;letter-spacing:.11em;font-weight:900}
h1{font-size:clamp(42px,6vw,70px);line-height:1.04;margin:20px 0 18px;letter-spacing:-.035em;max-width:820px}
.lead{font-size:19px;line-height:1.65;color:#e3eef9;max-width:720px;margin:0}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-flex;min-height:48px;padding:12px 20px;border-radius:6px;align-items:center;justify-content:center;text-decoration:none;font-size:14px;font-weight:900;border:1px solid rgba(255,255,255,.65)}
.btn.primary{background:var(--gold);border-color:var(--gold);color:var(--navy)}.btn.secondary{background:rgba(255,255,255,.08);color:#fff}.btn.blue{background:var(--blue);border-color:var(--blue);color:#fff}
.facts{background:rgba(255,255,255,.95);color:var(--ink);border-radius:10px;padding:24px;box-shadow:0 20px 45px rgba(0,0,0,.22)}
.facts h2{font-size:20px;margin:0 0 10px}.fact{padding:12px 0;border-top:1px solid var(--line);font-size:14px}.fact strong{display:block;color:var(--blue);font-size:11px;text-transform:uppercase;letter-spacing:.08em}
.trust{background:#fff;border-bottom:1px solid var(--line)}.trust-inner{width:min(1180px,calc(100% - 40px));margin:auto;display:grid;grid-template-columns:repeat(4,1fr);gap:0}.trust-item{padding:22px;border-left:1px solid var(--line);font-size:13px;color:var(--muted)}.trust-item:last-child{border-right:1px solid var(--line)}.trust-item strong{display:block;color:var(--ink);font-size:15px}
.section{padding:76px 20px}.section.soft{background:var(--soft)}.inner{max-width:1180px;margin:auto}.section-head{max-width:760px;margin-bottom:30px}.section-head .kicker{color:var(--blue);font-size:12px;text-transform:uppercase;letter-spacing:.12em;font-weight:900}.section-head h2{font-size:clamp(30px,4vw,44px);line-height:1.15;margin:8px 0 12px}.section-head p{color:var(--muted);font-size:17px;margin:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px}.card h3{margin:0 0 9px;font-size:19px}.card p{margin:0;color:var(--muted);font-size:14px}.icon{width:42px;height:42px;border-radius:9px;display:grid;place-items:center;background:#e2f5f8;color:#08748a;font-weight:900;margin-bottom:18px}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center}.media{border-radius:10px;overflow:hidden;min-height:390px;background:#dce8f3}.media img{width:100%;height:100%;min-height:390px;object-fit:cover;display:block}.checklist{display:grid;gap:12px;margin:22px 0 0;padding:0;list-style:none}.checklist li{position:relative;padding-left:30px;color:var(--muted)}.checklist li:before{content:"✓";position:absolute;left:0;top:0;color:#0b8c6b;font-weight:900}
.process{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{counter-increment:step;background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px}.step:before{content:counter(step);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:14px}.step h3{margin:0 0 7px}.step p{margin:0;color:var(--muted);font-size:14px}
.cta{background:linear-gradient(135deg,#07386c,#0a7992);color:#fff;border-radius:12px;padding:42px;display:flex;align-items:center;justify-content:space-between;gap:28px}.cta h2{font-size:32px;line-height:1.2;margin:0 0 8px}.cta p{margin:0;color:#dcecf7}.cta .actions{margin:0;flex:none}
.faq{display:grid;gap:10px}.faq details{background:#fff;border:1px solid var(--line);border-radius:7px;padding:17px 20px}.faq summary{cursor:pointer;font-weight:800}.faq p{color:var(--muted);margin:10px 0 0}
footer{background:#05182e;color:#b9ccde;padding:34px 20px;font-size:13px}.footer-inner{max-width:1180px;margin:auto;display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.footer-inner a{color:#fff}
@media(max-width:900px){.nav-links{display:none}.hero{min-height:auto}.hero-inner{grid-template-columns:1fr;padding:60px 0}.facts{max-width:560px}.trust-inner{grid-template-columns:1fr 1fr}.trust-item:nth-child(2){border-right:1px solid var(--line)}.grid,.process{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.cta{display:block}.cta .actions{margin-top:22px}}
@media(max-width:600px){.hero-inner{width:min(100% - 28px,1180px);padding:48px 0}.hero:before{background-image:linear-gradient(rgba(4,22,45,.90),rgba(4,22,45,.90)),var(--hero);background-position:center}.lead{font-size:16px}.actions,.actions .btn{width:100%}.trust-inner{width:100%;grid-template-columns:1fr}.trust-item{border-right:0!important}.grid,.process{grid-template-columns:1fr}.section{padding:54px 16px}.media,.media img{min-height:260px}.cta{padding:28px 22px}.cta h2{font-size:27px}}